Let Campbell and Cress Appraisal Service, LLC take care of your appraisal needs

Every year, thousands of people in North Carolina purchase, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. And while there are an increasing number of automated home valuation methods that may seem more cost-effective than an appraisal, nearly all lenders still call in a local expert because the stakes are very high. You might think that securing a mortgage is the only basis for getting an appraisal, but there are more instances when the services of a certified, independent real estate professional could be helpful.

Let Campbell and Cress Appraisal Service, LLC assist you in lowering your mortgage payment

Contest your tax assessment in Iredell County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. We can assist you in challenging your tax assessment.

PMI removal to lower your mortgage payment

When the amount being loaned to the homebuyeris more than 80% of the actual value of the real estate, nearly all lenders ask homebuyers to buy this extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.

Campbell and Cress Appraisal Service, LLC can provide you with a statement regarding the value of your home, and the price you paid for the home valuation can often be regained in little time because you'll no longer be paying the PMI.

Order your appraisal from Campbell and Cress Appraisal Service, LLC today

Order today

Settle a divorce with fewer hang-ups

A divorce is an especially horrible ordeal for the parties involved, and it is often even more complicated by the strenuous decision of who maintains the house. It's a good idea to get an appraisal from Campbell and Cress Appraisal Service, LLC so both parties are fully aware of the true market value of their home, regardless of the circumstances.

If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocate to or from Iredell County through an employee relocation program

We know the headaches involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered during our intensive inspection.

Close on your home quickly — at the right price

A professional appraisal will help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees rest on our efforts to complete the appraisal report and not a percentage of the sales price.

We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market.

Let Campbell and Cress Appraisal Service, LLC help you sell your home quickly at the right price